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Account-keeping packages

You may choose from the following account-keeping packages at Equilor Investment Ltd:

    • E-OPTIMUM account-keeping package (subject to use of EQUILOR DIRECT MAILBOX)
    • STANDARD account-keeping package
    • COMFORT account-keeping package

Please consider account-keeping costs as a yield-reducing factor in each case before making your decision to open a client or securities account.

1. E-OPTIMUM ACCOUNT-KEEPING SERVICE

Name of service included in the account packageFeeService description
Keeping of client and securities account HUF 2,500 per quarter Under the Optimum account-keeping service, the client receives confirmations on transactions and account statements electronically, in PDF file format, in the online mailbox provided by EQUILOR for the client. These documents are not issued by EQUILOR in a paper based format. It is a precondition for choosing this package that the client uses the (currently free) EQUILOR DIRECT service, or the ELECTRONIC MAILBOX service at a minimum.
Generation, sending to EQUILOR Direct Mailbox and storage of electronic account statements (monthly/quarterly) Free of charge

According to the foregoing, in the case of the E-OPTIMUM package account-keeping costs amount to HUF 2,500 per quarter (whether the client wants monthly or quarterly account statements).

2. STANDARD ACCOUNT KEEPING SERVICE

Name of service included in the account packageFeeService description
Keeping of client and securities account HUF 2,500 per quarter Under the Standard account-keeping service, the client receives confirmations on transactions and account statements in physical form, in hard copy, by mail. Clients with the Standard service have access to EQUILOR DIRECT services free of charge.
Physical production and sending of account statements by mail HUF 2,500 per quarter*
Surcharge in the case of monthly account statements HUF 2,500 per quarter* The surcharge is applied if the client requests in the client account contract account statements to be prepared and sent by mail on a monthly basis.

According to the foregoing, in the case of the STANDARD package account-keeping costs amount to HUF 5,000 per quarter if the client wants quarterly account statements, and HUF 7,500 per quarter if the client wants monthly account statements.

3. COMFORT ACCOUNT-KEEPING SERVICE

Name of service included in the account packageFeeService description
Keeping of client and securities account HUF 2,500 per quarter Under the Comfort account-keeping service, transaction confirmations and account statements are produced in physical form, and will be retained by EQUILOR as long as the service is used by the client, or until the client collects the documents in-person. The documents are not sent to the client by mail. Clients with the Comfort service have access to EQUILOR DIRECT services free of charge.
Physical production of account statements HUF 2,500 per quarter*
Document retention fee HUF 1,500 per quarter*
Surcharge in the case of monthly account statements HUF 2,500 per quarter* The surcharge is applied if the client requests in the client account contract account statements to be prepared and sent by mail on a monthly basis.

According to the foregoing, in the case of the COMFORT package account-keeping costs amount to HUF 6,500 per quarter if the client wants quarterly account statements, and HUF 9,000 per quarter if the client wants monthly account statements.

*These charges are valid from 1 July 2009.

What additional costs are charged for using the EQUILOR DIRECT service?

In accordance with our current fee system, no special fee is charged for using the EQUILOR DIRECT service. You can apply for the EQUILOR DIRECT service in respect of any account-keeping package; of course the E-OPTIMUM account-keeping service may only be used if the client has EQUILOR DIRECT access, or applies for the ELECTRONIC MAILBOX service at a minimum.

Can I use EQUILOR DIRECT services (ONLINE ACCOUNT INFORMATION, ELECTRONIC MAILBOX, ONLINE SENDING OF ORDERS) separately as well?

Yes. The services accessible from the system will be set depending on the customer?s instructions, therefore the customer may use all three services, or any one of them separately.

How safe is the EQUILOR DIRECT system?

The intactness of the data turnover between the client?s computer and the Equilor Direct server is ensured by a 128 bit SSL encryption.

The user?s password is stored in the system with one-way coding.

The customer?s login password is sent in another channel, in SMS format to the mobile phone number provided by the customer, just like the randomly generated password necessary to authenticate and sign orders.

What account-keeping package should I have to be entitled to EQUILOR DIRECT service(s)?

Any EQUILOR DIRECT service may be combined with any account-keeping package; however, to use the E-OPTIMUM account-keeping package it is indispensable for the customer to order the EQUILOR DIRECT MAILBOX service as well, because the certificates are sent to the customer?s personal mailbox.

Thank you for reading this prospectus.

Should you have any more questions, please call our staff on +36 1 430 3980

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